The EMS Bookkeeping Blog

As soon as you start to think about your business, an accountant can help you take the next steps. We can discuss your business's organization, tax purposes and operations, along with target pricing and profit margins.  

Get some impartial advice from an accountant before you consult the bank. A bank will want to see a strong business plan and organized records. Let us help you get ready for your business's next step!  

Does your accountant return your calls? Do you feel comfortable asking them a question? Do you feel heard? With the right accountant, the answers should be a resounding "Yes!"

The cost of a poorly administered financial plan is both immediate and long-term. It can result in financial losses, missed opportunities, increased stress, and missed life goals. Therefore, it's crucial to ensure that you get professional help in creating and administering your financial plan so that it is well thought-out and actively managed to avoid these risks.

The primary difference between term life insurance and permanent life insurance is in the duration of coverage and the features they offer. Ultimately, the right choice depends on your goals, budget, and how long you need coverage. Term life insurance is great for short-term needs, while permanent life insurance is designed for long-term financial planning, including legacy building and wealth accumulation. We can help you identify what is best for your needs!

Making your money work for you involves not just saving and investing but also taking advantage of opportunities to create passive income. By diversifying your investments, reducing debt, automating your savings, and leveraging compound interest, you can set yourself up for long-term financial success. The earlier you start, the more you can take advantage of these strategies and let your money grow over time.

Are there any specific areas you’re more interested in exploring—stocks, bonds and GIC? I’d be happy to dive deeper into those with you!